One passport. No travel. No legal degree required. Full incorporation + first-year compliance + bank account help, packaged — you focus on the business.
Each jurisdiction has its sweet spot. Not sure? 30-min call, we walk you through it.
Best for: EU customers · brand trust · content business
Best for: cross-border SaaS · USD invoicing · global customers
Best for: cross-border trade · China-adjacent · int'l brand
* None of the three require local residency. Director / shareholder can be from mainland China, HK / Macau / TW, or any country.
Rough estimate. Doesn't include local surtax / treaties / deductions. Just to set the order of magnitude.
* FX ref: 1 GBP ≈ 9.2 / 1 USD ≈ 7.2 / 1 HKD ≈ 0.93. Real-time rates fluctuate ±3-5%.
* Corp tax only. Excludes VAT / sales tax / dividend / payroll. Real planning needs a tax pro — our 30-min call walks through it free.
All three jurisdictions include 1 year of registered address (in the package). Address is for government documents / legal mail / bank-opening docs only — not a physical office.
Pick jurisdiction + structure + tax shape. Free, no consult fee.
Passport / ID scan + 3 candidate names + business scope. We give you a checklist; just fill in.
We file with Companies House (UK) / Delaware Secretary (US) / HK Companies Registry. You do nothing during this.
Digital copies same-day, physical mailed 5-15 days. From this moment you're a legal director / shareholder.
We help open Mercury / Wise / ZA Bank; annual filing + tax can be packaged with us too.
Each tier already includes government fees + 1-year registered address + Articles template. Difference is full-service vs DIY.
Fastest at 1 day · favorite for EU customers
★ Recommended · cross-border SaaS / USD
Cross-border trade / China-adjacent first choice
* Price already includes government fees + 1 year registered address. Annual filing / tax / bank help / shareholder change billed separately or bundled.
Brick-and-mortar (HSBC / SC) need in-person interview with high failure rate. We default to digital banks — opens in 1-2 weeks.
| Bank | Region | Open time | Remote OK | Maint. fee | Best for |
|---|---|---|---|---|---|
| Mercury | 🇺🇸 US | 1-2 wk | ✓ | $0 | SaaS / cross-border / VC-friendly |
| Brex | 🇺🇸 US | 1-2 wk | ✓ | $0 | Funded startups / corp cards |
| Wise | 🇬🇧 UK | 1 wk | ✓ | £0 | Multi-currency / int'l receiving |
| Revolut | 🇬🇧 UK | 1 wk | ✓ | £0-15 | EU payments / card spend |
| ZA Bank | 🇭🇰 HK | 1-2 wk | ✓ | HK$0 | HK digital / mainland-friendly |
| WeLab Bank | 🇭🇰 HK | 1-2 wk | ✓ | HK$0 | E-commerce / cross-border |
| HSBC | 🇬🇧🇺🇸🇭🇰 | 4-8 wk | △ | $15+/mo | In-person / large amounts / brand |
* All digital banks need KYC + company docs + UBO papers. We provide a full opening kit (script / doc list / re-submission support if rejected).
The 9-digit IRS tax ID for your company — first thing you do after incorporation.
Personal-level tax ID for non-residents who need to file individual US tax — e.g. W-2 income, US property, cross-border equity.
* 90% of clients only need an EIN, not ITIN. Get the company + EIN running first; add ITIN later if needed.
UK Confirmation Statement / US Annual Report + Franchise Tax / HK Annual Return — miss it and you get fines or company strike-off.
Handles board resolutions, articles changes, director registry updates etc.
HK is mandatory audit; US files federal + state tax; UK files Corporation Tax + VAT (if registered).
Remote (Mercury / Wise / ZA Bank) or in-person (HSBC / SC) — prep package, sit through interview, fix follow-up requests.
Add a partner, transfer shares, increase paid-up capital — anything at the shareholder level.
Don't just abandon — fines accrue. We run the formal strike-off / dissolution.
「Cross-border SaaS, customers mostly in the US. Delaware took a week, Mercury opened in 2 weeks, Stripe USD in. From decision to first invoice — 3 weeks. Cloubay cleared up the EIN / Franchise Tax mess for me.」
「Trade team going DTC. Picked Hong Kong — 8.25% tier + cross-border friendly + mainland customers can sign normally. Cloubay got the bank KYC through on first try; alone, this would've been 2 months.」
「Content business serving EU. UK Ltd was the right call. Wise opened in a week, £100 capital not paid up — total setup ¥4k+. The Articles template was flexible enough to add a partner later without redoing.」
Want to see what a real Articles doc looks like, what's actually in the monthly compliance checklist, or how the bank-opening package fills out? All available.
Real templates for 3 jurisdictions (EN / CN bilingual)
What you must do monthly / quarterly / yearly — and what fines you'd get for missing each
What Mercury / Wise / ZA Bank each ask for
Corp / VAT / sales / dividend / payroll across all 3
Samples shared post-call only (avoids competitor / scammer abuse).
Yes. None of the three require local residency. Mainland China / HK-Macau-TW / any nationality with a passport can be sole director and sole shareholder.
All three default to non-paid-up. UK £100 / US $0 / HK HK$10,000 are figures in the Articles, not money you deposit upfront. You can pay in slowly or never (until liquidation).
We default to remote digital banks (Mercury / Wise / ZA Bank) which usually take 1-2 weeks. If you insist on HSBC / SC, you'd need an in-person interview — we prep + accompany but can't guarantee 100% success rate.
Yes — but it can 100% be a 'virtual registered address'. Our package includes 1 year (London city center / Delaware / HK Central). It's only for legal mail / government notices, not a real office.
Depends on profit + customer base. High profit + US customers → Delaware. Low profit + EU → UK Ltd (initial allowances). Cross-border trade with profit < HK$2M → Hong Kong (8.25% tier). 30-min call we run the math with you.
You can sign contracts the day the cert is in hand. Receiving money needs a bank — UK / US 7-14 days, HK remote ~1-2 weeks. So decision → first revenue is roughly 2-3 weeks.
All three need a formal strike-off / dissolution process. HK is simplest (¥2,400+), UK fast (¥1,800+), US most complex (Delaware needs Franchise Tax cleared first, ¥4,800+). Strongly avoid silent abandonment — fines accumulate.
Yes, and we strongly recommend a Shareholders Agreement on top — locks ownership %, decision rules, exit terms. We provide templates + lawyer review for ¥2,400+.
All three support share transfer (signed agreement + government registration) and intercorporate acquisition. Recommend writing flexible Articles from day 1 — our templates default to 'easy exit / acquisition / IPO' clauses.
No. Government fees are paid by you directly to the official account (we generate the invoice). Agent fee is paid only after contract signing. ID / passport scans are destroyed after use, not archived. We only handle communication + filing + chasing.
They handle large-company IPOs; we handle SMB founders. Same HK Ltd, ¥4,800 from us vs ¥15,000+ from them — they have minimum-billing thresholds. We run a standardized flow for early-stage / SMB.
We don't take 'shell company' work. We require real business plan + UBO docs + KYC verification — both for compliance and because subsequent bank opening will fail KYC otherwise. If you just want a nameplate, save the money.
30-min call: walk through what you want to build, where your customers are, the tax shape — we tell you which jurisdiction wins and the full cost. No consult fee.